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Does MCU do direct deposit?

MCU offers the FasTrack Checking Account and Automatic Payroll Deduction and Direct Deposit to meet your day-to-day banking needs.

Does MCU offer early direct deposit?

Although it is still our practice to post direct deposits and payroll deduction deposits to your accounts the same day that we receive them, we cannot guarantee that direct deposits and payroll deduction deposits will be available earlier than your scheduled deposit date.

How long does direct deposit take with MCU?

They will generally be available no later than the eleventh business day after the day of your deposit. If you are a new customer, the following special rules will apply during the first 30 days your account is open.

When can I expect my direct deposit to hit?

So it's good to know: what time does direct deposit hit at your bank? In short, you can expect a direct deposit to arrive in your bank account between 12 a.m. and 6 a.m. on the day your employer sends them out.

How do I get my MCU routing number?

Your MCU routing number should be the first nine digits at the bottom of your check to the left of your bank account number.

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How do I get direct deposit from MCU?

To enroll: Contact your Human Resources or Payroll department for instructions on how to signup for Direct Deposit. You will need to provide MCU's routing number and your account number to set up Direct Deposit.

What time does MCU release checks?

The first $200 from a deposit of checks will be available on the first business day after the day of your deposit. The remaining funds will be available on the second business day after the day of your deposit. For example, if you deposit a check of $700 on a Monday, $200 of the deposit is available on Tuesday.

What is the MCU number?

If you are an MCU Member with questions or comments, please call the Contact Center at (212) 693-4900 for assistance.

What time does MCU release checks?

Funds will generally be available no later than the seventh business day after the day of your deposit. Automated teller machine deposits - If you make a deposit to an ATM before 2:00 p.m. on a business day that we are open, we will consider that day to be the day of your deposit.

Which bank is MCU?

Municipal Credit Union (MCU) is a state chartered credit union headquartered in New York City, regulated under the authority of the National Credit Union Administration (NCUA). MCU is metro New York's largest credit union.

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