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Any company with employees should carry workers compensation to protect those employees. Even though this business insurance coverage is not required in the state of Texas, it is an important way to protect your company's name and assets in the event an employee is hurt.
Commercial vehicle insurance, sometimes known as business vehicle insurance, is a form of motor insurance designed specifically for vehicles used for business purposes.
Is homeowners insurance required? The law doesn't require you to have homeowners insurance. But if you still owe money on your home, your lender will require you to have it. Even though it's not legally required, homeowners insurance is a good idea because it helps protect your home and other assets.
The Texas-sponsored website HelpInsure.com points out that, historically, homeowners in Texas pay higher insurance premiums than most other states \u201cdue to the unique array of weather-related risks to which the state is vulnerable.\u201d Among these weather-related risks are hailstorms, wind-storms, tornadoes and hurricanes ...
The three main types of liability insurance coverage are: General liability. Professional liability. Employer liability.
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Small business owners in Texas currently pay a median annual premium of $49 a month for business insurance, according to NEXT Insurance data. When you take a closer look at each industry, you can see that insurance costs vary significantly depending on the industry.
In the housing market, an uninsurable property is one that the FHA refuses to insure. Most often, this is due to the home being in unlivable condition and/or needing extensive repairs.
General liability insurance This type of business liability insurance is important for all Texas businesses. It covers common third-party risks, and it's required by most commercial leases.
Texas business insurance requirements Business insurance isn't required by law in Texas. In fact, Texas is the only state that doesn't require private employers to carry workers' compensation.
Comprehensive General Liability coverage provides protection against bodily injury and property damage claims arising from the operations of a contractor or tenant. This type of policy provides coverage for premises and operations, use of independent contractors, and products and completed operations.

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