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Today, Apple Health covers adults with incomes up to 138 percent of the federal poverty level. In April 2022 that translated to about $18,754 for a single person or $38,295 for a family of four.
WA Cares can supplement private long-term care benefits, especially if you won't retire for three or more years. You can also choose to apply for an exemption from WA Cares coverage. Learn more about vesting in WA Cares Fund.
The Window to Opt-Out You have one opportunity to opt out of the program by having a long-term care insurance policy in place by November 1st, 2021. The window to apply for an exemption occurs between October 1st, 2021 and December 31st, 2022.
These are workers who live out of state, military spouses, workers on non-immigrant visas and veterans with a service connected disability rating of 70% or more.
In Washington State, Medicaid is called Apple Health. Apple Health provides preventative care, like cancer screenings, treatment for diabetes and high blood pressure, and many other health care services.
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Many people can get Apple Health at no cost. Households that make less than 138% of the Federal Poverty Level can get Apple Health. You can apply for free or low-cost Apple Health at any time.
Yes, an employee may opt-out of the Washington Long-Term Care Program and its taxes and benefits if: The employee is 18 years old or older on the date they apply for the exemption. The employee attests that they have other long-term care insurance.
To be eligible for benefits, you must have met the WA Cares contribution requirements by the time you apply. You must also need help with activities of daily living. You must be at least 18 years old and a current resident of Washington to receive long-term care benefits.
The WA Cares Fund will be supported by a premium paid by employees only. The premium has been set by state law at 0.58% of gross wages, or $0.58 per $100. For example, if an employee earns $50,000 annually, the total annual premium is $290 or $12.08 per paycheck.
To opt out, the employee must provide identification to verify his or her age and must apply for exemption with ESD between October 1, 2021, and December 31, 2022. If approved, an employee's exemption will be effective for the quarter immediately following approval.

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