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Youre covered in Canada and the U.S. on vacation Your Autoplan insurance covers you anywhere in Canada and the United States, including Alaska and Hawaii.
The primary driver on a policy is typically the person who will be driving the car the most. This is usually the person who owns the car, although it doesnt have to be.
The principal operator is the person who will be operating the vehicle the majority of the time during the term of the ICBC policy. In most cases, this will be the registered owner of the vehicle. In other cases it may be someone else, such a spouse, child, other family member, or employee.
Whoever primarily drives the vehicle the most should be rated as the principal or primary driver on the policy. Being the primary driver of one of your household vehicles will affect your policy premium rates.
The driver factor will also take into consideration whether youre a senior or a new resident. It has a baseline of 1.000 and a lower number is more favourable. As you gain driving experience, and for each year that you remain crash-free, your driver factor will improve.
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People also ask

The main driver on a car insurance policy should be the person who drives the car the most. This is usually the owner or registered keeper of the vehicle, but not necessarily. Named drivers should be those who use the car less than the nominated main driver.

what happens if someone else is driving my car and gets in an accident icbc