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Click ‘Get Form’ to open it in the editor.
Begin by entering the date at the top of the form. This should be the date you are sending the notice.
Fill in the name and address of the debtor accurately to ensure they receive this important notice.
Describe the vehicle being repossessed, including its make, model, and any other identifying details.
Specify the VIN (Vehicle Identification Number) of the vehicle clearly in the designated field.
Set a date for the public auction, ensuring it is at least 16 days from the date of this letter. If unknown, provide contact information for inquiries.
Indicate the time and place of the auction where interested parties can attend.
Include your contact information and that of an authorized representative for any questions regarding unpaid debts or auction details.

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What is the pay for repoing in Missouri?

As of Sep 5, 2025, the average hourly pay for a Repo Agent in Missouri is $19.31 an hour. While ZipRecruiter is seeing salaries as high as $33.08 and as low as $7.75, the majority of Repo Agent salaries currently range between $11.51 (25th percentile) to $23.87 (75th percentile) in Missouri.

What are the repossession rules in Missouri?

California law provides borrowers the right to reinstate their loan after default. This means that if your vehicle is repossessed due to missed payments, you have the right to bring the loan current by paying all past-due amounts, plus any fees and charges, to regain possession of the vehicle.

How many missed payments before repo in Missouri?

How Many Payments Can I Miss Without Risking a Repossession in Missouri? In Missouri, missing just one payment can put you at risk of repossession. Once youre at least 10 days late, the lender must send you a notice called the notice of default and right to cure.

What are the rules for repossession in Missouri?

Creditors in Missouri must send consumers a notice called the Notice of Default and Right to Cure before they can repossess a vehicle. This notice can only be sent after the consumer has been in default for 10 days or more and it also provides them with a period of 20 days to cure the default.

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