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With regards to the Liquor Liability Insurance or "Host" Liquor Liability Insurance: "Host" is a term commonly used in the insurance industry to explain incidental exposures related to liquor liability that are not excluded on the General Liability coverage form.
An occurrence includes a single event and any harm that is repeated or continues as a result of that event.
Occurrence Policy: An occurrence policy protects a business from any covered incident that happens during the policy period\u2014regardless of when a claim is reported.
What Does It Mean to Host? A host is the first person to meet a guest when they enter a restaurant, and they're in charge of the beginning part of the dining experience. Typically only sit-down, dine-in restaurants have hosts, as their main responsibilities are seating guests and managing reservations.
An occurrence is a single event that results in a single insurance claim. In home insurance, common occurrences include break-ins, fires, burst pipes, or even a dog bite that leads to a liability claim. Each incident for which a homeowner could make an insurance claim is one occurrence.
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The occurrence form covers losses that take place during a specific coverage period, regardless of when an incident is reported. For example, an electrician purchases a general liability policy on an occurrence basis.
Fatty foods are especially effective in slowing down the alcohol absorption process. As fatty foods are more difficult to digest, they remain in the stomach longer than other types of food.
#smartservefacts Consuming foods high in fat or protein before or while drinking, will help hold alcohol in the stomach longer and slow down the rate at which it is absorbed into the bloodstream.
\u200bAnyone involved in the serving of alcohol could be held liable for damages or injuries that occurred when alcohol is deemed to have been a contributing factor in the incident.
Occurrence Policy: An occurrence policy protects a business from any covered incident that happens during the policy period\u2014regardless of when a claim is reported.

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