U.S. USDA Form usda-rd-1955-45. Free download-2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering the offer date in the designated field, which is the date you sign the contract.
  3. Fill in your name as the purchaser and provide a complete property identification, including street address, ZIP code, and county.
  4. Specify the earnest money deposit amount and indicate how it will be applied at closing.
  5. Detail the purchase price and any financing options available, ensuring to check if a credit sale is applicable.
  6. Complete the contingency section if a credit sale is indicated, naming all parties involved.
  7. Sign and print your name in the signature section to finalize your agreement.

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Welcome to USDA Rural Development We are committed to helping improve the economy and quality of life in rural America. Through our programs, we help rural Americans in many ways.
Generally, to qualify for a USDA loan, youll need to meet these criteria: Property must be your primary residence. Household income meets county USDA income limits. Must be a U.S. citizen, U.S. non-citizen, or qualified alien. Property must be in a USDA-eligible location. Minimum 620 FICO credit score.
We are deeply committed to improving the economy and quality of life in rural America. We offer loans and grants to eligible individuals, businesses, and communities, encouraging homeownership, growth in business and manufacturing, and community well-being.

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Lenders request income documentation to confirm your income and USDA eligibility before they will issue a preapproval. After youve found a home and signed a purchase agreement, the USDA loan application process typically takes around 30-45 days.
About Rural Housing Service We offer loans, grants and loan guarantees for single- and multifamily housing, childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools, first responder vehicles and equipment, housing for farm laborers and much more.

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