Consumer statement 2025

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  1. Click ‘Get Form’ to open the consumer statement in the editor.
  2. Begin by reading the warning regarding ultraviolet radiation carefully. This section outlines important safety information that you must understand before proceeding.
  3. In the designated fields, fill in your name and the name of the person providing you with the warning. This ensures accountability and clarity.
  4. Sign the form in the provided signature field, confirming that you have understood the risks associated with tanning equipment.
  5. If applicable, for those unable to sign, complete the section for illiterate or visually impaired individuals. Ensure that a witness is present to validate this process.
  6. Finally, review all entries for accuracy before saving or exporting your completed consumer statement.

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A consumer is a person or a group who intends to order, or use purchased goods, products, or services primarily for personal, social, family, household and similar needs, who is not directly related to entrepreneurial or business activities.
A consumer report typically includes: Credit history. Criminal records (arrests, convictions, and pending cases) that are reportable. Public records (e.g., bankruptcies, lawsuits, and judgments)
A Consumer Statement is an optional statement of up to 475 characters that you can add to your Equifax credit report. The Consumer Statement can be added to explain a disagreement with the outcome of a dispute investigation or provide additional information about items on your Equifax credit report.
While a consumer statement can help provide context for negative information on a credit report, its important to note that it may not necessarily improve a persons credit score or persuade lenders to extend credit.
General consumer statements Some examples are job loss, divorce, natural disasters, and medical emergencies. It also applies to situations where youve been a victim of identity theft or a money-related scam.
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Unlike the version supplied to a business that purchases TransUnion services, which is referred to as a Business Version, a Consumer Disclosure lists all inquiries made to your credit information, including account management inquiries, non-credit-related inquiries and your own inquiries.

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