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Submit A Claim Our simple system lets you enter all the information we need to start the claim, and you can download any additional forms we may need to complete the process. If your group has short-term disability telephonic claim intake, call us at 800-232-0113 to start your claim.
A temporary disability can be defined as a disability that affects you for a short period of time. These conditions usually keep you incapacitated or out of work for a few days, weeks, months, or years but typically result in the eventual recovery.
Short term disability insurance provides income to replace a portion of your salary when you have an illness or injury that causes you to miss work. FMLA is a federal law that lets eligible employees take up to 12 weeks of unpaid, job-protected leave per year for certain family and medical reasons.
Anthem short-term disability insurance Your disability must be due to a non-work related injury or illness. This does include pregnancy. Keep in mind that if you have other means of collecting disability income, it may reduce your earnings or disqualify you from receiving your benefits from this plan.
The elimination period: Also called the waiting period, its the period of time after you are disabled until you can start receiving benefits. A 14-day STD elimination period is typical but it can range from 7 to 30 days.
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People also ask

Most STD insurance plans last for 3-6 months. Once that time expires, and your doctor determines youre still unable to work, youll need to transition to LTD. There are factors to consider when determining if you need to make the transition.