Cobra continuation 2025

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COBRAinsurance.com is a resource for understanding COBRA continuation coverage, including how it works, how to enroll, and how to manage an existing plan. This website also highlights other health insurance options that may be suitable for individuals and families between employer-sponsored plans.
COBRAinsurance.com is operated by SASid, Inc. (Smart and Simple Insurance Development), a nationally licensed health insurance company focused on simplifying the insurance process. Over the past two decades, SASids innovative technologies have helped more than 4 million people obtain coverage.
COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. COBRA allows former employees, retirees, and their dependents to temporarily keep their health coverage.
What to Do When COBRA Runs Out. Its important to act quickly if you need health insurance after your COBRA coverage ends. You only have 60 days to enroll in a Health Insurance Marketplace plan under the Special Enrollment Period, starting from the date you lost COBRA coverage.
While COBRA offers the same benefits and provider network as previous employer plans, it is generally more costly because individuals must pay the full premium themselves. Alternatively, Marketplace plans offer a variety of choices and can be more affordable due to income-based subsidies.
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The average monthly cost of COBRA Insurance premiums ranges from $400 to $700 per individual.
COBRA continuation coverage will ensure you have health coverage until the coverage through your Marketplace plan begins. Through the Marketplace you can also learn if you qualify for free or low-cost coverage from Medicaid or the Childrens Health Insurance Program (CHIP).

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