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4.7 If your application for a Budgeting Loan is refused You may not be eligible for a loan because you have not been getting a qualifying benefit for 26 weeks. You may have excess savings, already owe too much in existing social fund loans, or you may not be able to repay a loan.
You cannot get a second Budgeting Advance before you have fully paid off the first, so even if your first advance was for less than the maximum amount, you cannot 'top up' your advance to the full amount.
You can apply for a budgeting advance to cover things like: a one-off item - eg replacing a broken fridge. work-related expenses - eg buying uniform or tools. unexpected expenses. repairs to your home. travel expenses. maternity expenses. funeral expenses. moving costs or rent deposit.
A Budgeting Loan or Advance can help you to pay for: Furniture and household equipment, clothing and footwear. Rent in advance and/or removal expenses to new accommodation. The costs of improvement, maintenance and security of your home.
To get a Budgeting Advance, you must have: been getting Universal Credit, income-related Employment and Support Allowance, Income Support, income-based Jobseeker's Allowance or State Pension Credit for 6 months or more, unless you need the money to help you start a new job or keep an existing job.
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You can apply for a budgeting advance to cover things like: a one-off item - eg replacing a broken fridge. work-related expenses - eg buying uniform or tools. unexpected expenses. repairs to your home. travel expenses. maternity expenses. funeral expenses. moving costs or rent deposit.
You cannot get a second Budgeting Advance before you have fully paid off the first, so even if your first advance was for less than the maximum amount, you cannot 'top up' your advance to the full amount.
You can only get a Budgeting Loan if you are claiming one of these benefits on the day that you apply for a Budgeting Loan and on the day that a decision is made about your Budgeting Loan: Income Support. Income-related Employment and Support Allowance.
In general, the Social Fund loan online process takes around three (3) weeks after applying for a Budgeting Loan. DWP will usually reply with your acceptance after two (2) weeks of your application. It may take up to one more week for the money to clear in the bank and show in your account.
You cannot get a second Budgeting Advance before you have fully paid off the first, so even if your first advance was for less than the maximum amount, you cannot 'top up' your advance to the full amount.

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