I Parent Student Data II Resources III Financial Aid Request 2025

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The answer, actually, is not really one or the other. Rather, both the parent and the student need to complete information on the FAFSA.
Check out StudentAid.gov/dependency. Remember: You should create your own FSA ID, and your parent should create his or her own FSA ID. Also make sure to use the correct FSA ID when signing the FAFSA form electronically.
Any student, regardless of income, who wants to borrow federal student loans (also known as Stafford or Direct Student Loans), must fill out the FAFSA to get access to these loans. In addition, any parent, regardless of income, who would like to borrow the Parent PLUS Loan must also fill out the FAFSA.
If your parents are not married to each other and live together, both of your parents are contributors. If your parents are divorced, separated, or never married, and dont live together, the parent who provided more financial support during the last 12 months is the contributor.
Federal income tax returns; records of child support received; and your current balance of cash, savings, and checking accounts (Note: You must provide consent and approval to disclose your federal tax information to be eligible for federal student aid.)
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As a dependent student, youre assumed to have parental support, so your parents information has to be assessed along with yours to get a full picture of your familys financial strength and calculate your federal student aid eligibility.

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