2019 20 Student Athlete Health Insurance - Idaho State Athletics-2025

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Elite Athlete Health Insurance EAHI is a traditional health insurance plan available to eligible athletes and their dependents. This plan is custom tailored to meet elite athletes unique needs. Athlete premiums are 100% paid for by the USOPC.
These plans are considered blanket accident policies, which means the policy will pay for any services provided in the treatment of an intercollegiate sports-related injury, beyond what may have been paid for by the students primary insurance, up to the medical maximum stated in the policy.
Student-athletes are required to have their own primary medical insurance (purchased by the student-athlete or the parent/guardian). Student-athletes are provided primary medical insurance if they can prove financial need (the primary insurance may or may not cover nonathletic or out-of-season injuries).
Injured student-athletes are responsible for medical expenses until they reach the $90,000 cap, after which the plan kicks in. Because of this, all student-athletes are required to have primary insurance to cover injuries up to $90,000.
All schools with Division I sports programs must: Provide medical coverage for athletically related injuries for at least two years after graduation. Cover out-of-pocket medical expenses (copayments, deductibles, etc.) during a student-athletes playing career.
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Designated Team USA athletes are eligible to receive health insurance through the United States Olympic Paralympic Committees Elite Athlete Health Insurance Program (EAHI). EAHI is a preferred provider organization (PPO) plan.

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