FORM 07-04 2025

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2013 4.6 Satisfied (43 Votes)
1999 4.8 Satisfied (294 Votes)
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What is a CG 2010 07 04 endorsement? Cg 20 10 07 04 Liability Endorsement Form is a legal document that is designed to add the named insureds liability coverage as an additional insured on another insurance policy.
The current form CG 20 10 after 1985 does not provide coverage to the additional insured for completed operations. It only provides coverage for ongoing operations, and this was a completed operations exposure. If they also wanted coverage for completed operations, they would need a CG 20 37 endorsement.
The CG 2010 endorsement offers coverage for property damage and bodily injury that may occur during the course of ongoing operations. Ongoing operations refer to activities related to construction projects that are still in progress.
An Additional Insured person or organization added by endorsement to a liability insurance policy is considered an insured under that policy and therefore can enjoy the benefits of that policy.
Completed operations extends coverage beyond a contract or projects conclusion. Should a loss occur after a subcontractor has finished the work, their CGL policy covers property damage and injury suffered by the additional insured or entity which hired the subcontractor for the project.
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The letters indicate the type of coverage: CG = General Liability; CA = Commercial Auto; CF = Property.

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