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Physicians Mutual is a mutual insurance company headquartered in Omaha, Nebraska, United States. It consists of Physicians Mutual Insurance Company and Physicians Life Insurance Company.
Physicians Mutual Insurance Ranks 3rd in Net Promoter Score 30 Customers rate Physicians Mutual Insurances Net Promoter Score a -27, which ranks it 3rd against its competitors, below Mutual of Omaha.
Best life insurance company overall: MassMutual. Best life insurance company for health conditions: Guardian. Best life insurance company for customer experience: Northwestern Mutual. Best company for permanent life insurance: Pacific Life. Best for social responsibility: Thrivent. Best term life insurance companies in 2025.
Is Physicians Mutual a legitimate company? Physicians Mutual is a genuine insurance company authorized by the NAIC to sell life insurance in all 50 states. They have been in business since 1909 and have an A rating with A.M Best.
Physicians Mutual has been named one of Americas Best Insurance Companies for 2023 by Forbes.

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Physicians Mutual has an A rating from A.M. Best and an A- rating from Weiss Ratings for its life insurance companys products. It also has an A+ rating with the Better Business Bureau. Physicians Mutual carries $1.75 billion in assets and has $163.2 million in total claims paid out annually.
Physicians Mutual is the best dental insurance for implants today. This can be proven through three factors: the lowest-cost PPO plan, the lowest deductible, and the best-priced implant package among the insurance companies we evaluated.

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