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How do you apply for QMB benefits? You can apply at your local Department of Children and Family Services (DCF) office or call the Elder Helpline at 1-800-963-5337. You can mail or fax your application to DCF. You should get a decision on your application within 45 days of the date of your application.
The QMB Program is a federal and state-funded program administered by the Centers for Medicare Medicaid Services (CMS). It helps individuals who are Medicare beneficiaries pay for their Medicare Part A B premiums, deductibles, copayments, and coinsurance.
The QMB is the only level of the Medicare Savings Program that acts like a Medicare Supplemental or Medigap plan. It will cover the costs of the deductibles or co-pays of Medicare Part A and Medicare Part B up to the Medicaid approved rate.
If, after applying the SSI rules, the figure you arrive at is anywhere close to the QMB qualifying limit (in 2023, $1,235 in monthly countable income for an individual, $1,663 for a couple), its worth applying for it.
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