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Sixty percent of governmental support for uncompensated care in hospitals is federal, through Medicare and Medicaid disproportionate share hospital (DSH) payments to general hospitals, a portion of Medicare payments for indirect medical education that supports services to medically indigent patients, and other
You may not have COBRA continuation and another insurance at the same time. If your previous employer has more than 20 employees and you were on their group health policy, you would be eligible to keep your work insurance for 18 months after you stopped working there.
COBRA coverage lets you pay to stay on your job-based health insurance for a limited time after your job ends (usually 18 months). You usually pay the full premium yourself, plus a small administrative fee. Contact your employer to learn about your COBRA options.
Because people without health coverage are less likely than those with insurance to have regular outpatient care, they are more likely to be hospitalized for avoidable health problems and to experience declines in their overall health.
Limited Primary Care Access: When you lack health insurance, your access to primary care providers can be restricted. Regular check-ups, preventive care, and early diagnosis become less feasible, potentially allowing manageable health issues to escalate.
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Please note that those without insurance are charged higher prices for all services. Some hospitals will offer a payment plan with monthly payments. Some states have programs to help people with large medical debt. Most of these programs dont have an advertising budget so you must be diligent to find one.
If you are uninsured for part of the year, you will pay 1/12 of the yearly penalty for each month you are uninsured. Generally, you do not have to pay the penalty if you are uninsured for less than 3 months.
Which states have an Individual Mandate? California. D.C. Massachusetts. New Jersey. Rhode Island. Vermont (but theres currently no financial penalty attached to the mandate)

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