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What are the 2 types of TSP loans?

Taking a TSP loan General purpose loanPrimary residence loanMay be used for any purposeMay only be used for future purchase or construction of a primary residence and only for costs still needed to closeRequires no documentationRequires documentation2 more rows Apr 21, 2023

How do I borrow from my TSP?

To apply for a TSP loan, you simply need to log in to your Thrift Savings Plan account online and follow the instructions there. Youll need to have at least $1,000 in your account to be eligible. The minimum you can borrow is $1,000, but the maximum amount you can borrow is based on how much money is in your account.

How long does it take to get TSP loan?

How long does a TSP loan take to get? If you complete your application for a TSP loan online and are approved, youll get the money in eight to 13 days. Paper applications submitted by mail take up to several weeks to process.

Why am I not eligible for a TSP loan?

Loan payments are submitted through payroll deductions. Therefore, if you are not currently receiving pay (i . e ., in nonpay status), you will not be eligible for a TSP loan .

What are the new TSP withdrawal rules for 2023?

Required minimum distribution (RMD) changes SECURE 2.0 increases the age you must begin taking RMDs from your TSP account. The start age for RMDs increased from 72 to 73 starting on January 1, 2023. The start age will further increase to 75 on January 1, 2033.

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