MSP Application for Enrolment - Government of BC 2025

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You can apply for MSP coverage, Supplementary Benefits and Fair PharmaCare using the B.C. Application for Health and Drug Coverage. You can apply online or by submitting a paper form. Once your enrolment in MSP is complete, your applications for Supplementary Benefits and Fair PharmaCare will be processed.
MSP coverage is mandatory for British Columbia residents. Assistance may be available for previously billed Medical Services Plan (MSP) premiums through the Retroactive Premium Assistance program. For more information, please visit Retroactive Premium Assistance.
A person must be a B.C. resident to qualify for medical coverage under Medical Services Plan (MSP).
There is a three-month waiting period before MSP coverage begins: this is the balance of the month in which you arrive in British Columbia (BC), plus two full calendar months. For example, if you arrive in BC on August 25, you are eligible for MSP coverage starting November 1.
How much is MSP per month? Since 2020, MSP no longer charges monthly premiums, so all BC residents can access essential healthcare services without any direct costs. However, certain services that are not covered by MSP may still require private insurance or out-of-pocket payment.
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You should register for MSP as soon as you arrive in B.C. You may have to wait for up to 3 months for your application to be processed. If you do not have MSP, you should buy private medical insurance.

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