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What is an example of a consumer finance account?

Another example of a consumer finance account is in-store financing. You will often find this option with retailers who sell furniture, appliances, jewelry, and other big ticket items. With this, you get to take the item right away and pay the store monthly until repaid in full.

What is the mission of CFPB?

The purpose of the CFPB is to promote fairness and transparency for mortgages, credit cards, and other consumer financial products and services.

What is financial products?

a product that is connected with the way in which you manage and use your money, such as a bank account, a credit card, insurance, etc.: We offer our customers a comprehensive range of financial products.

What are the focuses of the CFPB?

Our work includes: Rooting out unfair, deceptive, or abusive acts or practices by writing rules, supervising companies, and enforcing the law. Enforcing laws that outlaw discrimination in consumer finance. Taking consumer complaints.

What is a financial consumer?

(i) An individual who applies to you for credit for personal, family, or household purposes is a consumer of a financial service, regardless of whether the credit is extended.

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