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Independent contractors are not covered under workers comp in Michigan. These individuals find themselves on their own for medical treatment and lost wages should a workplace accident occur.
Michigan law indicates that in some cases, partners and corporate officers who are also shareholders of small companies might be exempt. If all of a companys employees are also partners or owners in a small business, it is possible to obtain an exemption certificate from the Insurance Compliance Division.
When an injury/illness occurs: Immediately notify your supervisor. Seek treatment at an Occupational Health Care Clinic. Submit a Workers Compensation Claim: Apply Online, or. Print, complete, and fax a State of Michigan Workers Compensation Claim Form.
(1) An employer who fails to comply with the provisions of section 611 is guilty of a misdemeanor and may be fined not more than $1,000.00, or imprisoned for not more than 6 months, or both.
If a business is a partnership, LLC, or small corporation, employees must be covered by workers comp insurance. Michigan uses the IRS-20 Factor Test for determining whether workers are classified as employees who need workers comp or independent contractors.
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If a business is a partnership, LLC, or small corporation, employees must be covered by workers comp insurance. Michigan uses the IRS-20 Factor Test for determining whether workers are classified as employees who need workers comp or independent contractors.
Nearly every employee in Michigan must be covered by workers compensation insurance, with some exceptions. Employees who are exempt from mandatory coverage include: Agricultural workers who work less than 35 hours per week for 13 weeks. Domestic workers who work less than 35 hours per week for 13 weeks.
Chances are, your Michigan business is required to have workers compensation insurance. Youll need workers comp if you have three or more employees, or one employee working more than 35 hours per week for 13 weeks or longer. Both public and private employers need Michigan workers compensation coverage.

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