Visa Business Credit Card Account Authorization for 2025

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A credit card authorization form is a document that customers (or cardholders) fill out to grant businesses the permission to charge their credit card. Credit card authorization forms are more often used for larger purchases (think cars, computers, etc.) than they are for smaller, everyday items.
If you are a relatively new credit user, an authorized-user account can add years of payments to your credit history, and if those payments were all made on time, they can benefit your credit scores significantly.
Being added as an authorized user on another persons card may help you establish a credit history or build your credit. Yet cardholders and authorized users on-time, late or missed payments will be added to both parties credit reports, so its important that cardholders and authorized users see eye to eye.
Credit card authorization forms suit many situations because they protect businesses against chargebacks and fraud.
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