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There are three benefit levels: Level 1 protects 50% of your income, up to a maximum of $2,000 a month of tax free benefit. Level 2 protects 60% of your income, up to a maximum of $4,000 a month of tax free benefit. Level 3 protects 60% of your income, up to a maximum of $7,000 a month of tax free benefit.
Lincoln will not receive any of the information provided until you have completed the submission at the bottom of the page. Your claim package will be sent by email within five business days after submitting this notification.
days including weekend days due to injury, illness, or pregnancy, you must report your absence and file a claim with Lincoln Financial Group. physician, you can expect an initial claim decision within 10 business days.
Individual disability claims. You can initiate an Individual Disability Income or a Life Premium Waiver Benefit claim by calling us at 877-546-3656. For additional Customer Support, call us at 800-487-1485, option 2.
If I complete the form I received in the mail, how long will it take to get a check? It may take up to eight weeks once all required documentation is received. However, if you are the beneficiary claiming funds, it may take longer and additional documentation may be requested at a later date.
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How do I file a claim or view my claim status? Log in at LincolnFinancial.com to submit your claim or view current status with our easy-to-use secure portal.
When Will I Get My Benefits? Without all three pieces, Lincoln Financial Group will not be able to process your claim! Prior to benefits being payable, you must satisfy a 14 - day waiting period, during which you must use 22 working days of sick leave, if available, starting on the first day of disability.
Once Lincoln Financial Group receives all necessary information to make a determination on your claim, a decision to approve or deny your claim will be made within 3 business days.

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