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How long does it take Unum to process a critical illness claim?

Under ERISA, UNUM must complete its claim review within specific deadlines. Typically, the company has 45 days from when it received your application to either approve or deny your claim. However, the company can request several extensions: 30 days: If UNUM needs more time to finish its investigation.

What qualifies as a disability with Unum?

After 24 months, you are disabled when Unum determines that due to the same sickness or injury, you are unable to perform the duties of any gainful occupation for which you are reasonably fitted by education, training or experience. You must be under the regular care of a physician.

Does Unum pay you?

You can have the benefit payments electronically deposited in your bank account by filling out an electronic transfer form in your Unum account. This is the fastest and easiest way to receive your benefit. If you wish, however, payments can be mailed to you as a check. Disability Insurance for Employees - Unum unum.com employees benefits disabilit unum.com employees benefits disabilit

What is the purpose of Unum?

Our mission is to help protect people financially when theyre injured or ill and need it most. In todays environment of economically fragile families, financial protection benefits are more important than ever. Corporate Mission - Unum unum.com about corporate mission unum.com about corporate mission

What is the mission of Unum?

We help millions of people gain affordable access to disability, life, accident, critical illness, dental and vision benefits through the workplace benefits that help them protect their families, their finances and their futures. Workers and their families know well be there when they need us most. About Unum: an Employee Benefits Leader unum.com about unum.com about

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