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I/we further understand that these funds must come from cash on hand or cash from the sale or liquidation of my/our assets and that the lender will verify the source of the monetary investment. Homeowner Signature Date POA/Guardian Signature Date All homeowners shown on the deed must sign the mortgage and this counseling certificate. Upfront Fee for Counseling Session None Financed Fee for Counseling Session None Fees were waived Date Counseling Completed 06/12/2012 Certificate Expiration Date ...

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