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Review your receipts. Review all your receipts from the date associated with the unknown transaction to see if you can find the purchase. Search the merchant name. Go online and try searching the merchant name exactly how its recorded in your statement to see if you can identify who they are.
Unauthorized credit card charges include any type of charge to your account for which you didnt give permission. 1 Often, unauthorized charges result from credit card thefteither from a stolen credit card or a compromised card number. Sometimes, unauthorized charges result from clerical error or a computer glitch.
What if theres an unknown charge? Review your receipts. Review all your receipts from the date associated with the unknown transaction to see if you can find the purchase. Search the merchant name. Check with any authorized users. Talk to the merchant directly.
What You Should Do If You Dont Recognize a Charge Try Online Research. Check Your Calendar. Ask Anyone Who May Have Access to Your Card. Contact the Merchant. Contact the Retailer. Contact Your Card Provider. Track Your Expenses. Take Steps to Protect Your Card.
So all you need to do is withdraw the amount required in multiple smaller transactions. Earlier the error would clearly tell you transaction limit exceeded or something like that. Error code 089-Acquirer limit exceeds just means that the per transaction limit has been exceeded in the amount you have requested.
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Once you notify your bank or credit union about an unauthorized transaction (that is, a charge or withdrawal you didnt make or allow), it generally has ten business days to investigate the issue. The bank or credit union must correct an error within one business day after determining that an error has occurred.
Alternatively, you can check your credit card transaction history through the issuers mobile app, by calling customer service, or on your monthly credit card statement. Keep in mind, though, that the statement will only show the purchases made up to the date it was issued.
79: Already reversed. 82: Negative CAM, dCVV, iCVV, or CVV results. 85: No reason to decline. 86: Cannot verify PIN. 91: Issuer or switch unavailable.

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