Metlife form accident sickness 2025

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MetLife will deny a disability claim any time they can find a reason to, no matter how small that reason may be. Some of the common reasons MetLife denies disability claims include: Insufficient medical evidence. Incomplete claim forms.
METLIFES ACCIDENT INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states.
Visit mybenefits.metlife.com or download the MetLife Mobile App to view your certificate of insurance and to initiate your claim* or call 866-626-3705 to obtain a claim form*.
If youre enrolling in or making changes to a group life insurance or disability plan, you may be asked to complete a Statement of Health (SOH), also known as Medical Evidence of Insurability (MEOI). In short, its a list of questions you need to answer about your overall health (more on these below).
Please read through all the steps in this guide before starting your claim submission. Step 1: Notify your supervisor within 30 days of your STD leave. Step 2: Register on MetLifes MyBenefits Website. Step 3: File a claim request online. Step 3: File a claim request online (continued)
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People also ask

The maximum duration you may benefit from Short-Term Disability (STD) coverage is 26 weeks, however your period of disability will be determined by MetLife. The waiting period before disability benefits being is seven days.

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