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Other health insurance (OHI) is any health coverage you have in addition to your TRICARE plan. It can be through your employer, your spouses employer, or a private insurance program. Certain OHI plans can affect your TRICARE health, dental, and pharmacy benefits.
If you have any health insurance other than TRICARE, it is called Other Health Insurance (OHI). It can be through your employer or a private insurance program. Submit OHI questionnaire. Reminder. The more information you provide about your OHI, the more accurate and timely response to your claim.
If you lose your other health insurance, TRICARE becomes your primary payer. If you have TRICARE for Life, TRICARE becomes the second payer.
In most cases, TRICARE pays after OHI. This is true for employer-sponsored insurance and private insurance. If you buy travel health insurance, TRICARE also pays after travel insurance. You or your provider should only file a claim with TRICARE after your OHI processes your claim.
If TRICARE gets your claim before your other health insurance processes it, TRICARE will deny it. If TRICARE pays first and then discovers you had other health insurance, TRICARE will take back any payments made. They will only reprocess your claim after your other health insurance does.
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This fact sheet provides an overview of TRICARE health plans, including TRICARE Prime, TRICARE Select, TRICARE For Life, and TRICARE Plus. It also includes information about premium-based plans, transitional coverage options, eligibility, and enrollment.
If youre on active duty and enrolled in Medicare, TRICARE pays first for Medicare-covered services or items, and Medicare pays second. If youre not on active duty, Medicare pays first for Medicare-covered services, and TRICARE may pay second.
TRICARE is the Department of Defense (DOD) health insurance program that provides care to almost 10 million current and former military members and their dependents.

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