Application before wcb 2025

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If youre a business owner, youre not automatically covered by workers compensation benefitsonly your workers are. Dont worry though, optional personal coverage is available to you. This coverage is available to: Business owners with or without workers.
WorkSafeBC injury claims are for injuries that occur in BC, however, there are exceptions. If the following conditions are met, WorkSafeBC may accept a claim for an injury that occurred outside BC: Your employers place of business is in BC. Your residence and usual place of employment are in BC.
If your business will use any type of employeesfull-time, unpaid, foreign or seasonal and subcontractorsyou will have to register at the Alberta WCB within 15 days of hiring your first worker.
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WCB insurance coverage is mandatory for most employers and workers in Alberta. It is the only insurance that offers protection from lawsuit for all parties covered by WCB.
The workers compensation system is funded by premiums paid by employers. These premiums pay for the costs associated with work-related injuries and diseases, including healthcare, wage loss, rehabilitation, and administration.
Wage-loss benefits compensate workers who lose pay due to a work-related injury or illness. If we accept your claim for wage-loss benefits, you usually receive about 90 percent of your calculated net earnings. Benefits continue until you are able to participate in modified work or return to your usual duties.
If you start a business and hire a worker in British Columbia, you are required to register with WorkSafeBC.
In Alberta, a worker must report an accident to the WCB within 24 months from the time an accident occurs or from the time they become aware of the accident.

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