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4 Different Types of Health Insurance Plans HMO. One of the most common health insurance options is a health maintenance organization or HMO. PPO. Another common type of health plan is preferred provider organizations or PPOs. EPO. POS.
If youre going PPO, that usually means youll be looking at Anthem Blue Cross Covered California and Covered California Blue Shield.
Almost all Medi-Cal plans are managed care plans which means they function similar to an HMO. Medi-Cal Plans can be found in the Medi-Cal Managed Care Health Plan Directory. A managed care plan means youll have a primary care physician, and theyre the one person youll see if you need medical care.
HMOs (health maintenance organizations) are typically cheaper than PPOs, but they tend to have smaller networks. You need to see your primary care physician before getting a referral to a specialist. PPOs (preferred provider organizations) are usually more expensive.
4 Different Types of Health Insurance Plans HMO. One of the most common health insurance options is a health maintenance organization or HMO. PPO. Another common type of health plan is preferred provider organizations or PPOs. EPO. POS.

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Medicare is a federal health insurance plan available to people age 65 and older, as well as people with certain disabilities and End-Stage Renal Disease (ESRD). With the Annual Enrollment Period around the corner, youll want to get all the details about what Medicare has to offer.

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