North carolina designation of beneficiary form 2025

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Surviving spouse, age 60 or older, but under full retirement age, gets between 71% and 99% of the workers basic benefit amount. Surviving spouse, any age, with a child younger than age 16, gets 75% of the workers benefit amount. Child gets 75% of the workers benefit amount.
If any portion of your service was under the Federal Employees Retirement System, use Standard Form (SF) 3102. This Designation of Beneficiary form is used to designate who is to receive a lump-sum payment which may become payable after your death.
Forms for Designations We recommend that you designate beneficiaries to receive your life insurance benefits. However, if you are happy with the order of precedence(PDF file), you dont have to do anything.
A beneficiary is generally any person or entity the account owner chooses to receive the benefits of a retirement account or an IRA after they die. The owner must designate the beneficiary under procedures established by the plan.
Lump-Sum Death Benefit The lump-sum payment will be at least $25,000 but no more than $50,000 and is also paid if you die within 180 days of your last day of service provided you have not withdrawn your contributions. The death benefit is in addition to any other benefits to which your beneficiary(ies) may be entitled.
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If you have designated a beneficiary(ies), this person(s) will be the beneficiary of your pension fund account. If you do not have a designated beneficiary living as of your date of death, your spouse will be the beneficiary. If there is no living beneficiary or spouse, the proceeds will be paid to your estate.

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