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If you decide not to go back to your job, your contract will tell you how much notice you need to give your employer. If theres nothing in your contract, you need to give at least a weeks notice. Make sure you get paid for any holiday you have left - including the time you built up while you were on maternity leave.
Explore supplemental programs, cutting unnecessary expenses, side hustles, money-making apps, HSAs, and short term disability insurance. Advocate for yourself and negotiate for paid leave, even if your company doesnt have a maternity leave policy in place. And remember that you dont have to figure it all out alone.
If you decide to resign after having your baby, you will be entitled to continue to receive your Statutory Maternity Pay or Maternity Allowance for the remaining 39 weeks (unless you start a new job) and you will be entitled to your usual contractual benefits such as annual leave, up to the end of your notice period.
11 Financial Tips to Survive Unpaid Maternity Leave Open a new bank account that pays you. Look into local resources and supplemental programs. Cut out unnecessary expenses. Reconsider current necessary expenses. Look into part-time work or side hustle jobs. Get paid for things youre already doing.
New moms with an active DI-pregnancy claim will automatically be sent a Claim for Paid Family Leave (PFL) Benefits New Mother (DE 2501FP) after their final DI payment is issued to transition to PFL to bond with their baby. If youre a foster care or adoptive mom, visit PFL for Adoptive or Foster Parents.

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If you decide not to go back to your job, your contract will tell you how much notice you need to give your employer. If theres nothing in your contract, you need to give at least a weeks notice. Make sure you get paid for any holiday you have left - including the time you built up while you were on maternity leave.
If you desire more maternity leave than your company policy allows, cite, in writing, concrete reasons you need this leave, such as: You need time to transition into your new role as a mother and you want to start a quality relationship with your baby.
Youre not legally required to return to work after maternity or paternity leave. You can quit your job at any time, for any reason. Unless you are required by contract to stay in your job for a certain amount of time, youre an at-will employee and are legally entitled to quit.
Talk to HR about maternity leave as early in your pregnancy as possible. Before you start your leave period, find out all the logistics involved in taking extended time off from your job. This might include filling out forms in the HR department. (And it need not be a major slog, a single meeting might be enough.)
If you get contractual maternity pay you might only keep your full amount if you return to work. You wont need to pay back statutory maternity pay or Maternity Allowance, even if you dont return to work. Check what type of maternity pay youre entitled to if youre not sure.

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