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Student accident coverage 2025

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The document outlines the 2015-2016 Student Accident Coverage provided by K&K Insurance Group, Inc., detailing two coverage options (Low and High) with a maximum benefit of $25,000 per injury. It specifies benefits for various medical services, enrollment procedures, eligibility criteria, and exclusions. The policy is available for purchase year-round and covers accidents occurring during school hours or 24/7 depending on the selected plan.

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Versions	Form popularity	Fillable & printable
2015	4.9 Satisfied (391 Votes)
2014	4.2 Satisfied (41 Votes)
2013	4.2 Satisfied (72 Votes)

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Which is not covered under personal accident policy?

Personal accident insurance does not cover any injuries that are self-inflicted, intentional, or caused by a policyholders negligence. This includes injuries resulting from the policyholders participation in illegal activities, such as drug abuse or alcoholism.

What is accident insurance for students?

Student Accident Insurance Coverage Details Plan designs are tailored to meet the schools needs and may provide accident medical, accidental death and dismemberment, and accident dental benefits. Policies are written on an annual policy term and may cover summer school activities.

What does accident coverage cover?

Here are some of the injuries that may be covered by accident insurance: Accident-related injuries such as broken bones or dislocations, burns, dental and eye injuries. Ambulance services. Emergency room care or urgent care.

What is a participant accident policy?

This plan provides primary or excess accident medical coverage when participants suffer accidental injury during sponsored and supervised sports programs or other organized youth activities.

Is an accident protection plan worth it?

If an accident results in medical expenses your current health insurance doesnt cover, accident insurance can serve as a financial cushion should the unexpected happen. Accident insurance also helps complement disability insurance by allowing you to claim benefits even if your injuries dont keep you out of work.

What are the exclusions in student accident policies?

Injuries under the Influence: Accidents that occur while the student is under the influence of alcohol or drugs might be excluded from coverage. Injuries from Professional/Semi-Professional Sports: Injuries sustained while participating in professional or semi-professional sports might not be covered.

Student accident coverage 2025

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