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Residential replacement cost estimator - RS Semler & Associates

Residential replacement cost estimator - RS Semler & Associates 2026

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The document is a Residential Replacement Cost Estimator form provided by R.S. Semler & Associates Insurance Inc. It collects detailed information about the policy holder, insured property, building style, size, materials used for construction, and various interior and exterior features to assess the replacement cost of a residential property.

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Click ‘Get Form’ to open it in the editor.
Begin by entering the Policy Holder Information, including the Policy Effective Date, Policy Number, Current Coverage, and Purchase Price.
Next, fill in the Insured Information section with the Name, Address of Insured Property, Year Built, Zip Code, and Number of Families designed for.
In the Building Style/Number of Stories section, circle the appropriate building style and indicate the number of stories.
Proceed to Building Size/Foundation. Enter details such as Total Living Area Sq. Ft., percentages for basement and crawl space areas.
Complete the Exterior Materials section by providing percentages for various materials used on exterior walls and roofs.
Fill out Attached Structures by specifying details about garages or decks and their approximate square footage.
Continue with Interior Materials by detailing wall finishes, floor finishes, heating/air conditioning sources, and any additional features.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How does RSMeans work?

RSMeans is a database of current construction cost estimates. RSMeans includes data for nearly every facet of a construction project, including materials, labor, transportation, and storage. RSMeans data is exhaustively researched in order to ensure that the numbers provided are as accurate as possible.

How to calculate cost to replace a home?

The simplest way to estimate the cost of rebuilding is to multiply your homes square footage by local per-square-foot building costs. For example, if the average rebuilding cost in your region is $110 per square foot, the replacement cost estimate for a 2,000-square-foot home would be $220,000.

How much does RSMeans cost?

$866.15 / yr. This comprehensive dataset contains every individual dataset we have to offer, delivering unparalleled depth and breadth for new construction, renovation projects, civil construction, residential construction and facilities maintenance.

What is a replacement cost estimate?

What is a Replacement Cost Estimator? A replacement cost estimator is a crucial tool in the insurance industry that uses your property information to determine how much the insurance company would need to pay in the event of a total loss.

How does RSMeans calculate costs?

RSMeans calculates labor costs based on the national average for construction labor costs or from union agreements. Both of these figures may need to be adjusted if the labor costs in your specific area are docHubly higher or lower than the figures that RSMeans provides.

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