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In ance with Charity Care guidelines, payment assistance is available to New Jersey resident patients whose household gross income is at or below 300% of the federal poverty guidelines and who: Have no health coverage or have coverage that pays only for part of the bill; and.
Charity care refers to free or low cost care provided by hospitals to uninsured or underinsured patients.
Each hospital runs its own charity care program. To learn more about financial assistance for your hospital visit, contact the financial assistance or billing department of the hospital where you received care. Ask for an application to apply for a charity care discount.
On January 1, 2007, a state law went into effect that limits what hospitals in New York can charge patients with limited incomes and no health insurance coverage. The law also regulates how hospitals can go about collecting payments from such patients.
Individuals who receive medically necessary services at the Hospital for which they are unable to pay are eligible for financial assistance if they meet the criteria as set forth in this Policy or have otherwise been approved for financial assistance by the Hospital.
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Free or low cost medical care must be provided to New York residents per the Hospital Financial Assistance Law (HFAL). This assistance is often called charity care and is available for qualified uninsured or underinsured patients who also meet low income levels.
In New Jersey, a family of four with an annual income of up to about $100,400 and an individual earning up to about $48,560 a year can qualify.
Charity care is free or discounted medically necessary health care that many hospitals offer to people who cannot afford to pay for treatment otherwise. It includes both inpatient and emergency room services.

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