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What is surplus lines insurance in Florida?

Surplus lines insurance is coverage for specific risks that the standard or admitted market is either unable or unwilling to cover. While the admitted market is where most consumers find coverage, the surplus lines market is vital as a supplement for those consumers and businesses that cannot find coverage otherwise.

What is a Florida diligent effort form?

It specifically states: diligent effort means seeking coverage from and having been rejected by at least one authorized insurer currently writing this type of coverage and documenting this rejection.

What is surplus lines insurance?

Surplus lines insurance is a special type of insurance that covers unique risks. It fills a gap in the standard market by covering things that most companies cant or wont insure.

What is the diligent effort matrix in Florida surplus lines?

The Diligent Effort / Disclosure Matrix was developed by the Florida Surplus Lines Service Office for the purpose of providing guidance on the diligent effort or disclosure requirement for each line of coverage, for both residential and nonresidential placements.

How to do a diligent search in Florida?

How to Conduct a Diligent Search in Florida Local telephone book from the city where the person last resided. Local 411 information in the city where the person last resided. Local city and county police departments for any possible arrests in the area where the person last resided.

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