D2l2jhoszs7d12 cloudfront stateMichiganFIS 0407 (6 18) Department of Insurance and Financial-2025

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The maximum file size limit for uploads to SERFF is 5 MB. When filing forms in SERFF, select both the state and CMS instances so that information goes to both state and federal regulators.
The System for Electronic Rate and Form Filing (SERFF) Access is an interface that provides interested parties the ability to access filings via the internet.
ABOUT THE SYSTEM FOR ELECTRONIC RATE FORM FILING (SERFF)

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System for Electronic Rate and Form Filing (SERFF) guidelines.
To request to make a change to a form filing after it has been accepted for review: You must send a Note to Reviewer requesting to make a change to any SERFF field or to replace, modify, add, amend, or withdraw a form after it has been accepted for review.
Insurance is regulated by the states. This system of regulation stems from the McCarran-Ferguson Act of 1945, which describes state regulation and taxation of the industry as being in the public interest and clearly gives it preeminence over federal law. Each state has its own set of statutes and rules.