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Your creditors need to know whether your debts to them can be repaid, at least in part. Failing to list assets in a Chapter 7 could spell trouble because: The trustee may have to reopen your case to sell the assets that you failed to disclose. The court could revoke your discharge if you have already received it.
If you havent yet docHubed the end of your bankruptcy, you can simply file a form with the bankruptcy court to add the missing creditor. If youve already docHubed discharge and receive a collection notice from a creditor that was left out of your bankruptcy, contact your bankruptcy attorney immediately.
With Chapter 7 bankruptcies, if you want to add a creditor after you have already filed, you will need to notify your attorney as soon as possible. Only debts that are incurred before filing can be added to your Chapter 7 bankruptcy.
The bankruptcy rules allow you to file an amendment to your bankruptcy forms any time before you receive your final discharge. If for some reason you need to file an amendment after your discharge, then you will have to ask permission from the court.
In most situations a filing fee will be required, and the fee will differ in a Chapter 7, 11, or 13 case. The judge will generally rule on whether to grant the Motion to Reopen before the judge will consider any motion you wish to file once the case is reopened.
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If your Chapter 7 bankruptcy ended with your debts being discharged, you must wait a minimum of eight years before filing for Chapter 7 bankruptcy again. Remember, the time clock starts when you filed your previous Chapter 7 bankruptcy not from the discharge date.

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