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How do I recover my Opers ID?

If youre locked out of your account and dont have your OPERS ID, contact our Member Services department at 800-222-7377.

What is the earliest age you can retire from OPERS?

You can retire and get your FULL benefit at age 55 with 32 years of service or age 67 with five years of service. You can retire with a smaller, REDUCED benefit at age 57 with 25 years of service or age 62 with five years of service. See the full retirement and health care eligibility charts on opers.org.

How is Ohio PERS retirement calculated?

The OPERS Traditional Pension Plan The formula is determined by years of service credit in the Traditional Pension Plan and the average of the three or five highest years of earnable salary, known as final average salary (FAS).

Can I withdraw money from OPERS?

You cannot withdraw funds or borrow against your OPERS account. As a member of OPERS you have options if you decide to leave public employment: you can refund your contributions or leave your account on deposit with OPERS.

How does Opers affect Social Security benefits?

If you are eligible for Social Security benefits and are receiving a retirement benefit from OPERS, your Social Security benefits may be affected by the Government Pension Offset or the Windfall Elimination Provision.

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Can I roll my OPERS into an IRA?

There are two ways to do a rollover. You can do either a direct rollover or a 60-day rollover. If you do a direct rollover, OPERS will make the payment directly to your IRA or an employer plan. You should contact the IRA sponsor or the administrator of the employer plan for information on how to do a direct rollover.

Can you transfer OPERS to a Roth IRA?

If you roll over the payment from OPERS to a Roth IRA, a special rule applies under which the amount of the payment rolled over (reduced by any after-tax amounts) will be taxed. In general, the 10 percent additional income tax on early distributions will not apply.

Can you cash out Opers early?

You can apply for a refund as soon as you leave your OPERS-covered position. However, two months must pass from the date you terminated public employment before your refund will be issued. If you return to public employment before your refund is issued, you are no longer eligible to receive it.

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