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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Looking to switch pet insurance provider? When you switch to us, there is no waiting period before your pet is covered for illnesses (this is usually 14 days). Looking to switch pet insurance provider?
Examples of common incurable pre-existing conditions include: Cancer. Allergies. Diabetes.
Pet insurance providers will reject coverage for animals with pre-existing conditions. And a pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period, pet insurer Spot says on their website.
How do pet insurance companies know about pre-existing conditions? A pre-existing condition is decided by your pets medical record. So, when you make a claim, your insurer will usually ask your vet for these.
No pet insurance company covers pre-existing conditions, but a pre-existing condition will never prevent you from obtaining pet insurance coverage. Whether your pets pre-existing condition is curable or not will determine your coverage options for that condition.
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People also ask

Yes, all our pet insurance policies will cover pre-existing conditions, if your pet has been symptom and treatment free for more than 2 years before the start date of your cover.
You can, but most standard insurers wont cover any pre-existing medical conditions. Youll need to find a specialist insurer if you want cover for any medical conditions your pet has. You can still get pet insurance with run-of-the-mill pet insurers. But those pre-existing conditions will be excluded.
Exclusion or waiting period - A period at the start of the policy when veterinary treatment is not covered, typically the first 14 days (but can be 30 days in some instances). Insurance starts for illnesses that first show signs or happen after this time. Some policies have a similar period, or less, for injuries.

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