Hud 92544 2025

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The document is a Warranty of Completion of Construction issued by the U.S. Department of Housing and Urban Development (HUD) for HUD-insured single-family mortgages. It outlines the responsibilities of the Warrantor regarding the construction quality and compliance with approved plans, providing a warranty against defects for one year from title conveyance. The document also includes provisions for notifying the Warrantor of any nonconformities and emphasizes the legal implications of false claims.

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What is the purpose of a HUD statement?

The HUD-1 Settlement Statement is a document that lists all charges and credits to the buyer and to the seller in a real estate settlement, or all the charges in a mortgage refinance. If you applied for a mortgage on or before October 3, 2015, or if you are applying for a reverse mortgage, you receive a HUD-1.

What is HUD in charge of?

The Department of Housing and Urban Development is the Federal agency responsible for national policy and programs that address Americas housing needs, that improve and develop the Nations communities, and enforce fair housing laws.

What is a HUD 92544?

HUD 92544 Builders Warranty Agreement Form. This file contains the HUD 92544 Builders Warranty Agreement Form, required for warranty of completion of construction. It outlines the builders responsibilities to ensure that the construction work is defect-free for one year.

Is buying a HUD home a good idea?

You can definitely get good deals with HUD homes. However, if this is a major project you might want to reconsider unless you are in the construction business or you are a professional investor. These projects (especially for HUD homes with no disclosures) always have surprises.

What does the HUD stand for?

The Department of Housing and Urban Development (HUD) is responsible for national policy and programs that address Americas housing needs, that improve and develop the Nations communities, and enforce fair housing laws.

hud form 92544

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What is HUD form 92544?

The purpose of the HUD 92544 form is to provide a legal warranty from builders to buyers regarding the completion of construction. This warranty protects purchasers against defects in workmanship or materials for one year following the completion date.

Is the HUD appraised value disclosure required?

This form is required by law. It is a Statement of Appraised Value that borrowers who will be using HUD-insured financing must receive prior to the purchase of the property.

What does HUD insurance cover?

A mortgage insurance premium, or MIP, is a type of insurance policy provided for certain loans backed by the Federal Housing Administration or Department of Housing and Urban Development. HUD MIPs protect the lenders and HUD from losses that occur when a borrower defaults on mortgage payments.

Hud 92544 2025

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What is the purpose of a HUD statement?

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What is HUD form 92544?

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