5261 4-2025

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The document is an addendum to enlistment or reenlistment forms for the Student Loan Repayment Program (SLRP) for members of the Army National Guard and U.S. Army Reserve. It outlines eligibility criteria, obligations, entitlements, and conditions for loan repayment under the program. The addendum serves to confirm understanding and agreement to the terms of participation in SLRP, including maximum repayment amounts based on service duration and military occupational specialty.

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What is the Army debt repayment program?

The Loan Repayment Program (LRP) is a special incentive that the Army offers to highly qualified applicants entering the Army. Under the LRP, the Army will repay part of a Soldiers qualifying student loans. Only specified Military Occupational Specialties (MOSs) qualify for the LRP.

How do you qualify for LRP?

Applicants must meet specific eligibility criteria: Be a U.S. citizen, U.S. National, or permanent resident. degree (except for the Contraception Infertility Research LRP). Have qualifying educational debt equal to or in excess of 20 percent of their institutional base salary.

What happens to my mortgage if I join the military?

If you took out a mortgage loan before entering the military, the Servicemembers Civil Relief Act (SCRA) requires your lender to get a court order before it can foreclose on your home. This protection applies while you are serving in the military and for one year after you complete your service.

What happens to your loans when you join the military?

Your federal student loan servicer may apply a waiver if they have information that you are actively serving in the military and qualify for the waiver. In certain circumstances, as determined by the D.O.D., all or a portion of your federal student loans may be repaid by the D.O.D.

What happens to my auto loan when I join the military?

Generally speaking, under the Servicemembers Civil Relief Act (SCRA), if you are in training or have been deployed, a lender must get a court order to repossess your car, no matter what the reason for defaulting on payments is. If they dont get a court order and they take your car anyway, they may owe you damages.

How much will the Army repay student loans?

The Armys Loan Repayment Program (LRP) repays close to $65,000 of outstanding student loan debt. You must meet certain requirements to qualify. Those eligible for this program include: Active-duty Soldiers.

Do student loans get forgiven if you join the military?

As a military service member or veteran, you may qualify for student loan forgiveness or loan discharge. Forgiveness programs usually forgive your loans because of your service or employment, while discharge is usually based on your inability to repay your loans because of other issues.

Does joining the military clear debt?

A benefit of being in the military are the programs in place specifically designed to limit debt risks to service members and to help them dig their way out of debt. These programs are not a punishment or burden. They can be a help to a veteran drowning in debt and are, in fact, a benefit of serving your country.