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With few exceptions, those who go through the NACA purchase program should have the opportunity to qualify within three to six months. Members should not expect the process to exceed six months in duration.
0:39 10:04 Get Your Coins Together! | How I Completed My NACA Budget Form YouTube Start of suggested clip End of suggested clip So that's where you're gonna store it you can download and print the naca budget form by going toMoreSo that's where you're gonna store it you can download and print the naca budget form by going to naca.com hover over the purchase button scroll down and click the purchase.
Debt-to-income ratio Also, NACA limits a borrower's mortgage payment to no more than 31 percent of their gross monthly income. For instance, if your pre-tax monthly income is $4,000, your monthly mortgage payment would have to be $1,240 or less to be eligible for the NACA program.
As of April 5, 2022, NACA interest rates are 3.75% for a 30-year fixed-rate mortgage and 3.125% for a 15-year fixed-rate loan. Higher-income applicants (those whose income is at or above the median income where they are purchasing) pay slightly higher rates: 4.75% for a 30-year loan and 4.125% for a 15-year mortgage.
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