Phone Number: (800) 778-2281-2026

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  1. Click ‘Get Form’ to open the Death Claim Form in the editor.
  2. Locate the 'Claimant Phone #' field. Enter your phone number, ensuring it is accurate for any follow-up communication.
  3. Fill in the 'Employee/Member Name' and 'SSN' fields as required. This information is crucial for identifying the claim.
  4. Complete Part 1 of the form, which must be filled out by the Employer/Administrator. Ensure all sections are accurately completed, including group information and authorized representative details.
  5. In Part 2, beneficiaries should provide their personal information, including their relationship to the deceased and contact details.
  6. Review all entries for accuracy before submitting. Attach any required documentation as specified in the instructions section.

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Youll simply wait until the insurance company sends you the payout via check or direct deposit. That can take anywhere from a few days to several weeks. The insurer or your financial professional can give you an idea of when to expect the life insurance pay out.
Health Care Service Corporation Dearborn Life Insurance Company / Parent organization
The seven-pay test The IRS uses the seven-pay test to determine whether to convert a life insurance policy into a MEC. If you put too much money into your policy in the first seven years, it becomes a modified endowment contract.

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