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Comprehensive car insurance is a coverage that helps pay to replace or repair your vehicle if its stolen or damaged in an incident thats not a collision. Comprehensive, sometimes called other than collision coverage, typically covers damage from fire, vandalism or falling objects (like a tree or hail).
Insurance. Drivers Form (OAF 2) This is your Application for Automobile Insurance.
OPCF 19 is also known as Limiting the Amount Paid for Loss or Damage Coverages. It will include the maximum amount your insurer will pay out in the event of a loss. The insurer will pay the lesser of the ACV (actual cash value) at the time of the claim, or to the limit of OPCF 19.
An additional insured is an autos partial owner or who is liable for an auto insured by someone else. A driver who is listed on the policy is not the same as an additional insured. Additional insured parties are often co-owners on the title or leaseholders, or theyre driving vehicles that are owned by someone else.
OAP 1: Ontario Automobile Policy Owners Policy This policy sets out the rights and obligations of the insured, and of their insurance company, related to coverage, and the terms and conditions of that coverage. Mandatory coverages are: Liability. Accident benefits.
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This is your Application for Automobile Insurance. - Check it carefully and notify your Broker/Agent of any errors or of any changes in the future. - Retain this document for your Records.

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