Illinois uninsured 2026

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  1. Click ‘Get Form’ to open the Illinois Uninsured form in the editor.
  2. Begin by answering the question regarding insurance coverage on the verification date. If your vehicle was insured, select 'YES' and provide your insurance company name and policy number as shown on your Illinois Insurance Card.
  3. If your vehicle was not insured, select 'NO' and provide a brief explanation for why it was uninsured on that date.
  4. Sign the form where indicated to affirm that all statements are true and correct to the best of your knowledge.
  5. Return the completed form to the Office of the Secretary of State within 30 days using the provided envelope. Ensure you keep a copy for your records.

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Helpful Information for Filing Taxes It is for informational purposed only. There are no tax penalties for being uninsured.
If you do not have insurance, are not eligible for Medicaid or Marketplace insurance, and cant afford to buy insurance on your own, you may still get health care services at a free and charitable clinic, hospital charity care assistance program, or Federally Qualified Health Center.
Penalties for Driving without Valid Insurance A first conviction of this offense will subject the driver to a three-month drivers license suspension by the Illinois Secretary of State with a minimum mandatory $500 fine (maximum fine of $1,000) plus court costs, and a $100 reinstatement fee.
In Illinois, there were 752,700 uninsured people in 2023. Thats 6.1% of the states population compared to 8.0% of the U.S. population being uninsured. While over 90% of the U.S. population has some form of health insurance, medical debt continues to be an issue with at least $220 billion owed in 2021.
Illinois requires all drivers to have UM coverage as part of their auto insurance policy, with minimum limits of $25,000 per person and $50,000 per accident. If the driver who hit you is uninsured or if you dont know their identity, you can file an insurance claim with your provider using your UM coverage.

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