Nj du31 2025

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Under DU31, you may obtain benefits, terminate benefits, and re-obtain benefits any number of times before your 31st birthday. You can apply through your parents employer or through the insurance company that provides your parents group health insurance.
DU31 is a New Jersey law that allows children older than the child-dependent age in a parents coverage to elect to remain covered until age 31, if certain other eligibility standards are met.
Previously, premium tax credits were only available up to certain income levels ($51,040 for an individual or $104,800 for a family of four). Effective in 2021, there are no longer income limits for consumers to qualify for financial help through Get Covered New Jersey.
BIRTHDAY RULE The parent whose birthday falls earlier in the year has the primary plan for the dependent child. If both parents have the exact same birthday (month and day), the plan in effect the longest is primary.
DU31 refers to a New Jersey law (P.L. 2005, c. 375, also sometimes called Chapter 375) that permits young adults who would otherwise not qualify for coverage under a parents employers group health benefits plan to be covered as an over-age dependent until age 31, if certain eligibility standards are met.
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