(PDF) PenFed Financial Hardship Application - Non-GSE (Form 628) 2026

1. Click ‘Get Form’ to open the PenFed Financial Hardship Application in the editor.
2. Begin by filling in your loan number at the top of the form. This is essential for identifying your application.
3. In the Borrower Information section, enter your name, last four digits of your Social Security Number, email address, and primary and alternate phone numbers. Be sure to select your preferred contact method.
4. Next, provide Property Information including the property address and whether it is a primary residence, second home, or investment property. Indicate if you want to keep or sell the property.
5. In the Hardship Information section, specify when your hardship began and check all applicable hardship types. Ensure you note any required documentation needed for each type.
6. Fill out the Borrower Income section by entering monthly income amounts and providing necessary documentation as outlined.
7. Complete the Current Borrower Assets section by listing all relevant assets excluding retirement funds.
8. Finally, review and sign the Borrower Certification and Agreement section before submitting your application via mail or fax as instructed.

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