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Baltimore county settlement expense loan program contract addendum - diversifiedhousing

Baltimore county settlement expense loan program contract addendum - diversifiedhousing 2025

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The document is a contract addendum for the Baltimore County Settlement Expense Loan Program (SELP), outlining conditions for buyers and sellers regarding loan approval, property inspections, and necessary repairs to meet Federal Housing Quality Standards (HQS). It specifies that SELP funds cannot exceed $10,000, requires compliance with HQS before final loan approval, and mandates that all repairs must be completed and verified prior to settlement. The addendum emphasizes the importance of legal advice before signing.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the rapid rehousing program in Baltimore County?

Rapid Re-Housing Programs, designed to shorten the time individuals and families stay in shelter, assists in identifying and securing housing, and provides case management and time limited rental assistance to participating households.

What is the Baltimore home buyer program?

Baltimore Citys Housing Departments First Time Homebuyer Incentive is a $10,000 five-year forgivable loan to first-time homebuyers to assist with downpayment and settlement expenses. Homebuyers family income must be 80 percent or below the area median income. Homebuyer must be a first-time homebuyer.

What is the housing incentive in Baltimore?

For applications submitted on or after May 1, 2022, the base incentive amount is $10,000 for first-time homebuyers with a household income at or below 80% of the area median income. Current income limits are shown in the table below.

Where does Baltimore County borrow money from?

Financing for the Countys capital projects comes primarily from bonds. Other sources of funding are State funds, federal funds, funds from other counties, County general funds (derived from taxes and other sources in the Countys operating budget) as well as other sources.

What is the Baltimore County settlement expense loan program?

The Settlement Expense Loan Program (SELP) provides assistance to low and moderate income, first-time homebuyers. The County can lend up to $10,000 to income-eligible purchasers to help pay closing costs required in the purchase of an existing home within the designated Community Conservation Areas of Baltimore County.