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Can I collect spousal benefits and my own Social Security?

Yes. If you qualify for your own retirement and spouses benefits, we will always pay your own benefits first. If your benefit amount as a spouse is higher than your own retirement benefit, you will get a combination of the two benefits that equals the higher amount.

Who is eligible for spousal benefits?

In general, you may be eligible if you are married, divorced or widowed and your spouse was eligible for benefits. Those who apply for spousal benefits must have been married for at least one year. Your spouse must also have begun receiving Social Security benefits unless you are widowed.

What is the difference between spousal benefits and survivor benefits?

Spousal benefits are capped at 50 percent of the workers benefit. Survivor benefits are set at 100 percent of the deceased workers benefit.

How much are spousal benefits?

The maximum spousal benefit is 50% of the other spouses full benefit. You may be eligible if youre married, formerly married, divorced, or widowed. You can collect spousal benefits as early as age 62, but in most cases, the benefits are reduced permanently if you start collecting early.

Can I collect spousal benefits?

In general, you may be eligible if you are married, divorced or widowed and your spouse was eligible for benefits. Those who apply for spousal benefits must have been married for at least one year. Your spouse must also have begun receiving Social Security benefits unless you are widowed.

What are spousal benefits?

Spousal benefits are Social Security benefits that are based on your spouses work record instead of your own. In some circumstances, youre eligible for spousal benefits even if youve divorced. Your Social Security retirement benefit is typically based on your 35 highest-earning years of work.

What is the synonym of spousal?

synonyms: bridal, nuptial.

What is the spousal meaning?

Spousal means relating to or involving marriage. The word marital can often be used to mean the same thing. Spousal is an adjective form of spousethe person who someone is married to (their partner in marriage). A spouse whos a man is often called a husband, while a spouse whos a woman is often called a wife.

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